I have decided to join a UX/UI bootcamp shortly after graduation, but am a bit stumped given my financial situation.
It is not likely that I’ll be able to afford to pay upfront, so I am stuck between taking out a loan or signing up for an ISA and am unsure which will be better to do. Assuming it changes anything, I currently have no debt at all and am pretty sure I will be able to graduate without it. I also live at home and don’t have too many financial worries (taking care of a family, etc.) In this case, the ISA looks more appealing as I can escape loans altogether, but I am not sure.
That being said, I am looking at mainly Designlab and Springboard, with DesignLab being my first choice for number of projects and original curriculum. However, they do not offer an ISA as far as I know, and I am worried to take out a loan for a program I’m not sure I would 100% even get in to (since I would need to take foundations beforehand and they have to pass your portfolio.)
Springboard on the other hand offers an ISA option, but the only other advantage I see over DL is the client project. I am afraid that Springboard is not worth it since their curriculum can be found on the internet apparently.
I am also aware both programs have refund policies but I think this only applies for if you pay upfront.
Could someone please advise me on what would be a better financial decision?
Is it better to take out a loan for what seems to be a more solid program in the end? Or try to avoid paying anything until I hopefully land a job because in the end these bootcamps are not that different from each other anyway?
Replies much appreciated!